The fine print of an extended warranty contains crucial details about what’s covered, what’s excluded, and how claims are handled.
What to Look for Before You Buy:
1. Coverage Details: What’s Actually Covered?
Extended warranties vary, but they usually fall into two categories:
- Bumper-to-Bumper (Comprehensive) – Covers most components but may exclude wear-and-tear parts. www.XPRessvsc.com only offers this level of coverage.
- Powertrain Warranty – Covers only the engine, transmission, and drivetrain.
Check for coverage on:
- Electronics & sensors (infotainment, navigation, cameras)
- Air conditioning & heating
- Suspension & steering
- Brakes & ABS system
Common Exclusions:
- Regular maintenance (oil changes, filters, fluids)
- Wear-and-tear parts (brake pads, tires, wiper blades)
- Damage due to accidents, neglect, or modifications
- Pre-existing conditions (if buying after initial purchase)
www.XPRessvsc.com offers Prepaid Maintenance options that include these items.
2. Deductibles & Hidden Fees
Types of Deductibles:
- Per visit deductible – Pay once per repair visit, no matter how many parts are fixed.
- Per repair deductible – Pay for each individual repair (can add up fast).
Check for:
- Labor rate caps (some warranties won’t pay full shop rates).
- Additional service fees (for diagnostics, towing, etc.).
3. Repair & Claims Process
Where can you get repairs?
- Some warranties require dealership-only service, while others allow any licensed repair shop.
- Some third-party warranties only work with their pre-approved network of mechanics.
Claim process rules:
- Some warranties require pre-authorization before repairs.
- Others may reimburse you later, meaning you pay upfront.
4. Transferability & Cancellation Policy
- Can you transfer it to a new owner? This can help with resale value.
- Refund policy – Some warranties offer partial refunds if canceled early.
5. Coverage Term & Expiration
- Mileage-based: Example – 7 years/100,000 miles (whichever comes first).
- Time-based: Example – 5 years from the purchase date.
Some warranties include a "disappearing deductible" if you have all service done at the dealership.
Final Tip: Always Read the Contract!
- Ask for a sample contract before buying.
- Read reviews of the warranty provider—some third-party companies have bad reputations for denying claims.
www.XPRessvsc.com allows you to review the contract before purchasing.
